Property contents incidents

Some types of policies cover property owned by the insured that is stored in a given location. For example:

• On a homeowner's policy, jewelry or electronics could be covered on the policy.
• On a business owner's policy, business equipment could be covered on the policy.

A property contents incident is an object that contains a set of these covered items. Each covered piece is an assessment content item.

In ClaimCenter, property content incidents are stored in the PropertyContentIncident entity. Items covered by a property contents incident are usually small enough to be moveable. Thus, the PropertyContentIncident entity is a subtype of MobilePropertyIncident. Assessment content items are stored in the AssessmentContentItem entity.

In Cloud API, the Claim API has multiple sets of endpoints for property content incident information:

• One set for the property content incident itself
• One set for assessment content items

In each set, there is a collection GET, a POST, an element GET, a PATCH, and a DELETE.

When working with assessment content items, there are differences between the ClaimCenter user interface and Cloud API.

• In the user interface, the Notes field is read-only, and its content is populated by business rules. In Cloud API, the corresponding field, itemComment, is editable.
• In the user interface, the Description is required. The Cloud API, the corresponding field, description, is not required.

POST /claim/v1/claims/cc:117/property-contents-incidents

{
    "data": {
        "attributes": {
            "description": "Items stolen during burglary",
            "location": {
                "address": {
                    "id": "cc:SztgJU4ZkQ_tZx0rIW2fL",
                    }
                },
                "primaryLocation": false
            }
        }
    }
}      

POST /claim/v1/claims/cc:117/property-contents-incidents/cc:505/assessment-content-items

{
    "data": {
        "attributes": {
            "contentCategory": {
                "code": "jewelry"
            },
            "contentSchedule": {
                "code": "homeowners"
            },
            "description": "Necklace",
            "numberOfItems": 1,
            "purchaseCost": {
                "amount": "1200.00",
                "currency": "usd"
            }
        }
    }
}