Change policy coverage

Policyholders can change their policy coverage in the Consumer Service Portal (Service Portal) using the following steps:
  1. Initiate a coverage change.
  2. Enter coverage change details.
  3. Submit a coverage change.

The policyholder steps and the API calls required to complete each change request vary based on the type of policy coverage change.

Initiate Coverage Change

Initiating a coverage change starts with a policyholder deciding to change their coverage and selecting the change type. The types of policies that policyholder has determines the types policy change options that policyholder can select from. Once the Reason for Policy Change is selected, the API retrieves the associated policy change template which includes the information that the portal needs to update the policy.


Enter Coverage Change Details

Updating a coverage on a policy requires the consume to enter detail about the change. API calls then load fields specific to the change request.
Note: The actual field names and steps can vary based on portal configuration. For example, some portals might decide not to preview the impact that a coverage change has on the premium.

Submit Coverage Change

Submitting a coverage change requires a policyholder to submit their request and then the portal calls an API to update the policy.